Medicare fraud is an unfortunate reality in the world today. Millions of dollars are lost every year from Medicare scams, and these scams can wreak havoc on the lives of individuals in Montana. Those who dismiss the possibility that they could fall victim are at the highest risk. Be sure to stay vigilant, discuss sensitive information only with people you trust, and take the right steps for your safety.
With Medicare fraud, the first step is admitting that it could happen to you, that way you can take steps to protect your information. Scams can be easily avoided if you take extra precautions and follow a few simple tips:
While most of the marketing scams listed above pertain to in-person meetings with agents, scammers may try to get information from you in other ways, too. Here are some common scams to be on the lookout for:
Another common phone scam is someone asking “Can you hear me?” They will edit you saying “yes” so that it sounds like you are agreeing to purchase a product or to submit information. If you answer the phone and someone you don’t know asks this, hang up immediately.
Scammers are getting smarter every day and finding new ways to trick Medicare recipients out of their information and money. Take extra precautions with every interaction to make sure your information and identity remain safe.
One crucial way to avoid Medicare fraud is by meeting with a licensed Medicare advisor if you have questions or concerns. When you trust Plan Advisors, you can guarantee that you're getting help from a reputable agent who takes your privacy and Medicare coverage seriously. Find a local trusted Medicare advisor today.
Through Montana Senior Medical Patrol (SMP), senior volunteers help fellow seniors become pro-active consumers identifying potential mistakes, abuse or fraud in medical billing.
If you are having difficulty with health care bills or fraud, contact your Area Agency on Aging at 1-800-551-3191 during normal business hours for a local volunteer.
During the Annual Enrollment Period, you may hear from your Medicare company or meet in person with a new agent. It is important to understand your rights because at this time there are very specific guidelines that agents are to follow. If they are marketing to you incorrectly, this is a violation of your rights and potentially deceitful.
Here are a few things to note about Medicare marketing during Open Enrollment:
If any agent does ask you questions they’re not supposed to you or anything feels off, it is okay to walk away and find someone else who will treat you with more respect.
If you’re over 65, we’ve entered the season when your mailbox begins to fill up with advertisements from Medicare Plan carriers wanting to show you the many wonderful benefits they have to offer for the upcoming year. While this can be overwhelming, if not annoying, it does provide you reminders of a couple things:
Many Medicare beneficiaries have been on the same Medicare Advantage Plan for years, and that’s great! If you are fully satisfied with what your carrier has to offer and the network of physicians that accept your plan, then it’s one less thing for you to worry about.
But whatever your situation, would it be such a bad idea to take a little time and compare what your plan is offering versus the other options available to you? Probably not.
The Medicare ANNUAL ENROLLMENT PERIOD starts on October 15th and ends on December 7th. Within these seven weeks, all Medicare Advantage Plan members are free to decide if they want to keep the plan they have, or choose a new one, to start the upcoming year.
Medicare Advantage Plan carriers are required to have their new plan benefits published by October 1st. That gives seniors just over two months to complete a plan review.
It is a fairly simple process that takes about 30 minutes of your time. Here are the steps:
A plan review will either leave you confident that you are on the correct plan or it will reveal a plan that is more suitable for you. You really can’t lose!
If you would like to sit down with a local, experienced, and caring Medicare advisor, our team would be happy to schedule a FREE PLAN REVIEW with you.
Our agents are fully licensed and are knowledgeable on all local Medicare Advantage plans. You could also contact a call center and speak to someone in an entirely different part of the country that may know little about your specific plan or the other available options in the area. But why do that?We can meet with you at our local office, at your home, over the phone, or online. In whatever setting you choose, rest assured that you will be guided by a local agent that can be of service to you year-round and for years to come! Please reach out to us when you’re ready. But remember, the deadline for making a change for next year is December 7th.